Repayment
How do I secure my repayments through external payments links?
Repayment must be done only through repayment links shared by StuCred. Never make a repayment directly to a UPI ID or Phone number.
How do I repay the loan?
Repayment may be completed at any time within the tenure, and can be done through the loan page on the app. Easy! Alternatively, Also, Simply press the 'Repay' button on the Loan Page to close your loan. Easy!
Will I receive any notifications to help me repay on time?
You will receive timely reminders to help you stay on track On the StuCred app, click on the Bell icon on the top right corner of your screen to check all notifications StuCred will also send messages and make calls to your registered phone number on ...
How do you confirm you have received my repayment?
As soon as payment is received, you will be notified via a payment confirmation page and receive a notification SMS on the registered mobile number. You can also see payment details under My Loan Summary on the Transaction page.
Why was the payment deducted from my bank account but not shown on the app?
Sometimes there is a time lag between bank transfers - usual banking issues. Please check again after a while. If the problem persists, shoot us an email at care@stucred.com, or call us at 044-46271122.
What happens if I don’t pay on time (default)?
If the loan is not repaid within the loan tenure, there is one opportunity to pay the service charge again and enjoy the loan for a further 30 days, provided you have applied for the extension prior to the original due date. Beware however, if the ...
Can I make a partial payment and take an extension for the balance amount I need to repay?
Loan repayments need to be made in full. We charge a minimum fee extending a loan, in case you need it.
I am trying to repay but having troubles with the app. What do I do?
Don't worry! Try again - and if the problem persists, email us at care@stucred.com for further assistance. We’d be happy to help!
Can I repay before my due date?
Yes, you can close the loan at anytime before your due date.