How do I repay the loan?

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• Can I repay before my due date?

  Yes, you can close the loan at anytime before your due date.

• Can I make a partial payment and take an extension for the balance amount I need to repay?

  Loan repayments need to be made in full. We charge a minimum fee extending a loan, in case you need it.

• Will I receive any notifications to help me repay on time?

  You will receive timely reminders to help you stay on track On the StuCred app, click on the Bell icon on the top right corner of your screen to check all notifications StuCred will also send messages and make calls to your registered phone number on ...

• Why is my credit limit blocked even after repaying the loan?

  Your credit limit has been permanently blocked due to a significant delay in loan repayment. Unfortunately, due to your bad loan history, we are unable to offer further access to StuCred services.

• What happens if I don’t pay on time (default)?

  If you are unable to repay the loan by the due date, you can use the extension feature available in the app—provided you apply before the due date. Failure to repay on time will result in a default service charge and a daily late fee. You are allowed ...