How do I secure my repayments through external payments links?
Repayment must be done only through repayment links shared by StuCred. Never make a repayment directly to a UPI ID or Phone number.
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Is my private information secure?
Yes, our policies and procedures are designed to protect both your confidentiality and the security of your information. We store and process your personal information using third-party servers located in secure data centres, that are protected by ...
How is a credit score calculated?
Credit Information Companies (CICs) calculate individual credit scores. CIBIL, Equifax, Experian and CIRF are the 4 CICs in India. Elements that could influence your score may include quantity and type of loans taken in the past, length of credit ...
Can I make a partial payment and take an extension for the balance amount I need to repay?
Loan repayments need to be made in full. We charge a minimum fee extending a loan, in case you need it.
When will I get a cash reward?
Users who have made successful on-time repayments or extensions will be rewarded with a cash reward.
Managing your StuCred score before due date
Your score is hugely impacted based on your repayment behaviour. Managing your credit before the due date is the best form of responsible borrowing. On time repayments and extensions before your due date will always have a positive impact and get you ...