Can I make a partial payment and take an extension for the balance amount I need to repay?

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• What if I don't need to take a loan right now?

  StuCred is a great way to keep an available credit limit to use whenever and wherever you need it! Once your verification is approved and credit limit set, you can choose when you want to take out the loan and will only be charged for the amount you ...

• How do I repay the loan?

  You can repay your loan anytime during the tenure through the Loan Page on the app—just tap the 'Repay' button. You’ll be redirected to your UPI app to complete the payment. Easy!"

• My loan extension transaction is successful, but why has not my loan been extended?

  Your StuCred loan extension charge is not yet credited to our bank, because our bank is yet to confirm the deposit status. Sometimes, due to technical issues at the bank, money transfer gets delayed. In these cases, Banks take upto 3 working days to ...

• My loan extension transaction has failed, but money has been debited from my bank a/c.

  Sometimes, due to technical issues at the bank, money transfers fail. In these cases, Banks take upto 21 working days to refund the amount back to payer bank a/c. In case your loan extension transaction has failed, but money has been debited from ...

• When will I receive the loan amount in my linked bank A/c?

  If the transaction is successful, the amount will be credited to your linked bank A/c instantly. Sometimes, due to technical issues at the bank, money transfer gets delayed. In these cases, Banks take upto 3-5 working days to confirm transaction ...