Can I repay before my due date?

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• Managing your StuCred score before due date

  Your score is hugely impacted based on your repayment behaviour. Managing your credit before the due date is the best form of responsible borrowing. On time repayments and extensions before your due date will always have a positive impact and get you ...

• Managing your StuCred score after due date

  We understand that at times you may be delayed due to various reasons to pay the loan on time and this may impact your score. Sooner you pay, lesser will be the impact on your  StuCred score.

• What happens if I don’t pay on time (default)?

  If you are unable to repay the loan by the due date, you can use the extension feature available in the app—provided you apply before the due date. Failure to repay on time will result in a default service charge and a daily late fee. You are allowed ...

• How do I repay the loan?

  You can repay your loan anytime during the tenure through the Loan Page on the app—just tap the 'Repay' button. You’ll be redirected to your UPI app to complete the payment. Easy!"

• I want a No Due Certificate

  Please share the following details to care@stucred.com: Loan ID Screenshot of the loan repayment confirmation Once we receive these, we will process your No Due Certificate request promptly.