Your StuCred score is an average of the score you have received for your transactions behaviour, and is measured out of 5 stars. Scores are assigned by the algorithm based on a variety of factors. The score is usually done on the basis of your performance during each transaction which in turn sums up to the final score. It is not easy to get 5 stars, so don’t get disheartened and think of this as a learning tool about credit and score building. Knowing a little more about the things that impact your score can help you be a 5 start user.