What is StuCred?

What is StuCred?

StuCred is a secure digital platform offering short term loans to empower and educate the student community in India!
We offer credit within the range of Rs 500 to Rs 30,000 instantly to the users bank account - ensuring one always has 'cash on hand'.
Additionally, we provide students with the opportunity to build a credit score and report these scores to Credit Information Companies ( CICs ), such as CIBIL, periodically - as per RBI directive.

StuCred allows its users to enhance their creditworthiness through their loan borrowing process with us - an invaluable addition to the toolkit of a recent graduate.

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    • Who can use StuCred®?

      Currently, StuCred is available to college students ( 18 years + ) actively enrolled in specified colleges in India. Click here to check if your college has StuCred!

    • How can I use StuCred®?

      Download the StuCred app (Available only on Play Store for android phones) and create your own StuCred profile to take loans, manage your account, view exclusive offers and much more!

    • When can I use StuCred?

      StuCred is available anywhere in India, 24x7! That translates to cash being available whenever and wherever you need it.

    • How does StuCred decide my credit limit?

      StuCred decides your credit limit based on it's credit risk profiling of your college. 

    • What does StuCred® report to Credit Bureaus?

      StuCred® is a RBI registered NBFC; we are obligated to report all loans availed, payment history (including late payment and non-payment) and certain demographic details.