Will I get an approval even if I apply on a holiday (or) beyond banking hours?

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  Users who have made successful on-time repayments or extensions will be rewarded with a cash reward.

• What if I change my phone number/ get a new email ID?

  Please send us an E-Mail to care@stucred.com with your previously used phone number/E-Mail ID. And we will get back to you swiftly.

• When will I receive the loan amount in my linked bank A/c?

  If the transaction is successful, the amount will be credited to your linked bank A/c instantly.  Sometimes, due to technical issues at the bank, money transfer gets delayed. In these cases, Banks take upto 7-10 working days to confirm transaction ...

• How to get a detailed credit report?

  Login to CIBIL dashboard through given link https://myscore.cibil.com/ Login using username and password. OTP to complete login will be sent to an Aadhaar linked mobile number. CIBIL REPORT tab is available on left and side of page

• How do I get larger credit limits on StuCred?

  In time, through frequent use of the StuCred app, higher credit limits can be unlocked. The algorithm takes into consideration factors such as loan frequency, on time payments etc. StuCred aims to help students build their credit score through ...