What is the loan tenure?

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• Can I extend my loan?

  If you wish to extend your loan period, simply request for an extension on the loan page. The tenure may be extended two per loan.

• How do I repay the loan?

  You can repay your loan anytime during the tenure through the Loan Page on the app—just tap the 'Repay' button. You’ll be redirected to your UPI app to complete the payment. Easy!"

• How is the money/loan disbursed?

  Approved Loan of an applicant will be disbursed securely directly into VPA (a.k.a UPI ID) entered by them on the StuCred app.

• My loan extension transaction is successful, but why has not my loan been extended?

  Your StuCred loan extension charge is not yet credited to our bank, because our bank is yet to confirm the deposit status. Sometimes, due to technical issues at the bank, money transfer gets delayed. In these cases, Banks take upto 3 working days to ...

• My loan closure transaction is successful, but why has not my loan been closed?

  Kindly send a mail to care@stucred.com with the payment screenshot. We’ll check and update you shortly.