What is the interest on the loan?

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• Can I extend my loan?

  If you wish to extend your loan period, simply request for an extension on the loan page. The tenure may be extended twice per loan.

• What is the loan tenure?

  Loan tenures can be upto 90 days, including extensions. There are no charges for pre-payment.

• How do I repay the loan?

  Repayment may be completed at any time within the tenure, and can be done through the loan page on the app. Easy! Alternatively, Also, Simply press the 'Repay' button on the Loan Page to close your loan. Easy! 

• How is the money/loan disbursed?

  Approved Loan of an applicant will be disbursed securely directly into VPA (a.k.a UPI ID) entered by them on the StuCred app.

• Loan credit transaction failed, but new loan has been created in my StuCred profile.

  If the transaction has failed and the money has not been received in your linked bank a/c, but, a new loan has been created in your StuCred profile, the following steps could help: Refresh the app borrow page by pulling page down to refresh. Checking ...