What if I want StuCred to erase all my data?
As a RBI regulated entity we are under regulatory obligations to keep your data for a minimum of 10 years. These retention requirements supersede any right to erasure requests under applicable data protection laws (such as GDPR). We cannot therefore erase your data in relation to your StuCred Account until after this time period, we can assure you though that your data will be held safely and securely whilst under our supervision.
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How does StuCred decide my credit limit?
StuCred decides your credit limit based on it's credit risk profiling of your college.
Who can use StuCred®?
Currently, StuCred is available to college students ( 18 years + ) actively enrolled in specified colleges in India. Click here to check if your college has StuCred!
What is StuCred?
StuCred is a secure digital platform offering short term loans to empower and educate the student community in India! We offer credit within the range of Rs 500 to Rs 30,000 instantly to the users bank account - ensuring one always has 'cash on ...
How can I use StuCred®?
Download the StuCred app (Available only on Play Store for android phones) and create your own StuCred profile to take loans, manage your account, view exclusive offers and much more!
When can I use StuCred?
StuCred is available anywhere in India, 24x7! That translates to cash being available whenever and wherever you need it.