Is Aadhaar mandatory?

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• My Aadhaar QR code is not scanning. What do I do?

  You can use the upload with XML option available, where you download your Aadhaar details from UIDAI website and upload it on the StuCred app.

• Is registration mandatory or can i login as a guest for the loan?

  We require you to register with us since we expect you to fall back on us everytime you need our help. With this registration, we can recognize you easily and believe us when we say this - there are lot of good things in store for you.

• My phone camera is not working. Can I upload a photo instead?

  No, unfortunately. A working phone camera is mandatory to use our service.

• How to get a detailed credit report?

  Login to CIBIL dashboard through given link https://myscore.cibil.com/ Login using username and password. OTP to complete login will be sent to an Aadhaar linked mobile number. CIBIL REPORT tab is available on left and side of page

• What happens if I don’t pay on time (default)?

  If you are unable to repay the loan by the due date, you can use the extension feature available in the app—provided you apply before the due date. Failure to repay on time will result in a default service charge and a daily late fee. You are allowed ...