How many loans can I take?
With StuCred, you can borrow in multiples of Rs 1000. You can take as many loans as you like, within your credit limit.
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What if I don't need to take a loan right now?
StuCred is a great way to keep an available credit limit to use whenever and wherever you need it! Once your verification is approved and credit limit set, you can choose when you want to take out the loan and will only be charged for the amount you ...
How long does registration take?
Registration takes up to 5 minutes. You’ll need to upload the required documents for verification. Once that’s done, an OTP will be triggered for confirmation and you’ll be all set!
How long does verification take?
Verification can be completed in 5 minutes; keep your Govt ID, college ID and college document on hand and enter them ASAP!
When will I get a cash reward?
Users who take loans, repay on time, refer friends frequently, and participate in monthly contests will earn cash rewards for each activity.
Do you have any hold/pending status on loans?
If a loan transaction is in pending status, the loan status too could be pending, temporarily. This will soon shift to failed/success, once an update is received from our banking partner.