How does StuCred decide my credit limit?

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• How can I check my credit limit?

  Go to the StuCred app, under profile section - click on credit limit to see where you are, and how much you have progressed.

• How do I get larger credit limits on StuCred?

  In time, through frequent use of the StuCred app, higher credit limits can be unlocked. The algorithm takes into consideration factors such as loan frequency, on time payments etc. StuCred aims to help students build their credit score through ...

• What does StuCred® report to Credit Bureaus?

  StuCred® is a RBI registered NBFC; we are obligated to report all loans availed, payment history (including late payment and non-payment) and certain demographic details.

• What is StuCred?

  StuCred is a secure digital platform offering short term loans to empower and educate the student community in India! We offer credit within the range of Rs 500 to Rs 30,000 instantly to the users bank account - ensuring one always has 'cash on ...

• The loan credit transaction is successful but a loan has not been created in my StuCred profile yet.

  If the loan credit transaction is successful and the money has been received in your linked bank a/c, but, a loan has not yet been Credited in your StuCred Account, the following steps could help: · Refresh the app's 'Home' page by pulling the page ...