How can I use StuCred®?

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• Who can use StuCred®?

  Currently, StuCred is available to college students ( 18 years + ) actively enrolled in specified colleges in India. Click here to check if your college has StuCred!

• When can I use StuCred?

  StuCred is available anywhere in India, 24x7! That translates to cash being available whenever and wherever you need it.

• Can I use StuCred® if I am not an Indian national?

  Yes, you can! StuCred® is currently being offered to students (18 years +) who hold valid Identity proof by Indian Government and are actively enrolled in specified college located in India.

• Can I use StuCred® if I am out of India?/Will my app work while I am travelling?

  Unfortunately, you cannot trigger loans when you are out of India. Nonetheless, you can still login to the app and manage your account.

• How do I get larger credit limits on StuCred?

  In time, through frequent use of the StuCred app, higher credit limits can be unlocked. The algorithm takes into consideration factors such as loan frequency, on time payments etc. StuCred aims to help students build their credit score through ...