How can I check my credit limit?
Go to the StuCred app, under profile section - click on credit limit to see where you are, and how much you have progressed.
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How does StuCred decide my credit limit?
StuCred decides your credit limit based on it's credit risk profiling of your college.
What is a credit score?
In the simplest terms, a credit score is your financial report card. It shows your credit history - quantity of loans, frequency of loans, repayment patterns, etc. Banks, employers, and institutions can check your credit score to understand your ...
Why is my Credit Limit not getting enhanced?
Before the limit is enhanced, we look into a various factors like timely repayment, how many times have you missed the initial deadline and other credibility ratings. Rest assured our systems will let us know when the limit can be increased for you.
How do I get larger credit limits on StuCred?
In time, through frequent use of the StuCred app, higher credit limits can be unlocked. The algorithm takes into consideration factors such as loan frequency, on time payments etc. StuCred aims to help students build their credit score through ...
How to check if your dispute is resolved?
Disputes are resolved by CIBIL or any credit bureau ONLY. StuCred will not be able to share the current status of the dispute raised by you. Follow up with your DISPUTE NUMBER on CIBIL dashboard.