How can I check my credit limit?

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• I have repaid the loan correctly. When will my credit limit increase?

  We appreciate your timely repayment! At StuCred, higher credit limits are unlocked gradually through responsible app usage. Our system considers several factors including: Loan repayment history Frequency of loan usage Overall borrowing behaviorYou ...

• How does StuCred decide my credit limit?

  StuCred decides your credit limit based on it's credit risk profiling of your college. 

• What are the stages involved in availing a loan with StuCred®?

  The steps to onboard onto the StuCred® platform are: Registration – Enter your details and the OTPs sent to you. That’s it! Verification – Scan your Govt ID (Front and Back), college ID card, college document, and submit a video OTP. Credit Check – ...

• Why is my credit limit blocked even after repaying the loan?

  Your credit limit has been permanently blocked due to a significant delay in loan repayment. Unfortunately, due to your bad loan history, we are unable to offer further access to StuCred services.

• What is a credit score?

  In the simplest terms, a credit score is your financial report card. It shows your credit history - quantity of loans, frequency of loans, repayment patterns, etc. Banks, employers, and institutions can check your credit score to understand your ...