Do I need to use this passcode to open the app each time?

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• Why do I need to create a StuCred® passcode?

  Creating a StuCred® passcode ensures the safety and privacy of your app. You enter this passcode every time you access the app on your phone.

• What happens if I don’t pay on time (default)?

  If you are unable to repay the loan by the due date, you can use the extension feature available in the app—provided you apply before the due date. Failure to repay on time will result in a default service charge and a daily late fee. You are allowed ...

• How do I change my passcode?

  Once you're logged into the app, you can go to your profile settings and change the passcode! Your registered mobile number will be notified of your change passcode request.

• What if I don't need to take a loan right now?

  StuCred is a great way to keep an available credit limit to use whenever and wherever you need it! Once your verification is approved and credit limit set, you can choose when you want to take out the loan and will only be charged for the amount you ...

• Can I use StuCred® if I am out of India?/Will my app work while I am travelling?

  Unfortunately, you cannot trigger loans when you are out of India. Nonetheless, you can still login to the app and manage your account.